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30 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.875%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.464%  0.000%
3 Year Adjustable Rate
 Rate  APR  Points
 3.750%  3.868%  0.000%
5 Year Adjustable Rate
 Rate  APR  Points
 3.375%  3.734%  0.000%
Assumptions

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